Understanding Real Estate Contracts

First time home buyers, and sellers, can become overwhelmed with all the legal aspects of buying or selling a house. The paperwork can make anyone’s head swim. However, it is extremely easy to familiarize yourself with the real estate contracts with just a little research. The first contract you may run into (on the selling […]

The 3 Things That Scare You Most About Buying a Home

Buying a home must up there with to public speaking and the remake of The Exorcist for frightful experiences, but many of us will buy a home, speak publicly and watch that movie again and again in our lifetimes. By giving you a few of the “behind-the-scenes” secrets, we hope to help you deal with […]

8 Steps to Follow When Buying a Home [CHECKLIST]

Here is a good checklist to get you started in the right direction and on the path to finding your next home… 1. Decide to buy a home. That sounds reasonable, doesn’t it? Yet, so many of us are really “just looking” rather than seriously considering changing the location of our home. Why is it […]

How To Avoid 5 Of The Most Expensive Mistakes Homebuyers Make…

Mistake #1: Not knowing how much they can afford before they make an offer. The easiest way to avoid this mistake is to get pre-approved for a mortgage by a lender so you know in advance exactly how much you can afford. Most pre-approvals are free and it will give you a basis to make […]

A Quick Way to Find Out How Much House You Can Afford

The stock answer given to this question is – if you rent and have cash for a down payment, you can purchase a home. But what if you don’t rent? Then, here’s the simplified version of what a mortgage broker would do with you. Step One: (Annual salary ÷ 12) What is your gross monthly […]

4 Important Questions to Ask Your Lender Before You Sign Any of Their Documents

1. Do you have a variety of loan programs to fit my cash flow and expected length of ownership needs? If you are going to live in your new home for less than five years, you may want to consider an adjustable rate mortgage or “ARM.” With an ARM your payments will be lower, but […]

Moving Made Easy – Moving Tips

So you’ve decided to make the big move. Did you know that moving is ranked among life’s most stressful events? However, with the proper planning, preparation, and my help, your next move can be a smooth one. Here are some key items you should know before your move. #1. Start a file for all details […]

Home Buying Timeline

One of the most confusing things about a home buying is what you are supposed to do and when you’re supposed to do it. The home buying timeline. It can be difficult to pinpoint an exact timeframe for home buying since it can vary depending on the market. However, in most general situations, you can […]